Protect Against Identity Theft.

 Let’s face it for many being on the computer is hassle-full. Being on the computer isn’t fun and productive any more.

 Whether your home or business computers are online or offline over time they seem to slow down and many times crash. Being on the computer isn’t fun and productive any more. What is it that causes these problems?

 It’s my experience that the average individual knows a lot about his/her chosen field and very little about computer repair services and protecting information stored on a home or business computer.

 Most of us are looking for a simple easy way to work or play on our computer. Unfortunately, computers have become complicated, necessary tools.

 Yet, it seems, several months after purchasing a computer it begins to bog down and run slower.

 You might experience mysterious freeze ups and crashes. Once this problem turns into a nuisance, generally, the computer is taken into a computer repair service shop where it will be out of commission for a week or so and a few hundred dollars spent to clean it up.

 Most people don’t understand the relationship between a slow running computer and cyber-crime. Yet, the relationship is huge. There is a huge need to develop safe computer practices and rely on an emerging computer industry called “Personal Computer Services.”

 One of the ways I like to describe computer safe practices is by comparing it to safe dental practices. We are encouraged to develop an everyday practice of flossing and cleaning teeth, right? We do this to keep the teeth clean and avoid dental problems like infection and tooth decay in the future.

 Now, when you compare best dental practices to keeping your computer running like new, you need to implement similar measures. Only this time instead of brushing and flossing you have to develop safe computer practices including purchasing the computer repair service money can buy. On top of that, you’ll also need to set up a safe practices guideline for everyone in your family.

 A slow running computer or a computer that crashes frequently may be a sign of Malware (Trojans, viruses, worms, and other malicious code) on your computer. These hacker tools not only can be used to steal sensitive information from your computer they slow your computer down or even cause computer crashes. Unfortunately, traditional over-the-counter computer protection products don’t keep up with this growing problem.

 Over the last three years there’s been a huge shift from curious hackers to professional hackers creating devious methods to steal proprietary information from computers like yours. This evolving threat is costing individuals and businesses tens of billions of dollars every year. V. McNiven, an advisor to the U.S Department of treasury has stated, “The proceeds from cyber-crime are now greater than the sale of illegal drugs.

 These evil hackers continue to find more devious ways of stealing financial and proprietary information. It is important that every individual, family and business have a computer repair service plan in place to protect themselves from these cyber terrorists.

 You might be surprised to learn that computers that don’t go online are vulnerable through file sharing from infected flash drives, cds and floppies. These devices, when infected, can install scrambling software or logic bomb software that opens up the possibility of extortion to get your proprietary information back.

 A 2007 PC Magazine survey of 42,000 PCs worldwide released last September showed the top speed killers. The problems included:

· Over 52 percent of the PCs surveyed were clogged up with spyware
· Over 60 percent of the PCs surveyed had un-optimized Internet settings slowing the Internet down and even signaling that spyware and other malware have secretly stolen portions of your bandwidth to run on your PC.
· Surveyed computers also contained an average of twelve serious registry problems per unit that may have been caused by spyware and other malware.

 Incredible, many of these computers are supposedly protected by the over-the-counter products that aren’t doing what they promise to do. So how can individuals and small businesses protect against identity theft, fraud and extortion? How can they get their computers back to running like new again?

Here are six crucial steps to protecting your computer and making it fun and productive again:

1. Keep your computers patched. Microsoft has automatic patch updates. Make sure are signed up to receive them.

2. Use professional enterprise grade anti-virus and anti-spyware at the email and web gateways. Install a professional grade by-directional firewall to guard against backdoor threats.

3. Use sender-authentication technologies, such as Sender Policy Framework (SPF) to make phishing far more difficult since – In theory – phishers will only be able to send their spam from “unapproved” domains.

4. Develop and enforce a password policy. This will make passwords difficult to be guessed. Use a different password for each situation. Make sure these passwords are changed frequently. If you use one password for every web site, for example, and a phisher manages to steal it, all of your online activity is at risk. Sophos, an enterprise grade Internet Security Company, recently conducted a business poll and discovered 41 percent of the respondents were using the same password for all web sites.

5. Keep an eye on the advice from organizations promoting safe computing. Many of their web sites will list the latest threats, and give advice on how to protect your home and business against them.

6. Always report suspicious activity.

 Just as important, find a computer repair service that offers “Personal Computer Services.” Your personal computer service should include online repair at no additional cost. The end result: hassle-free computing making being on the computer fun and productive again. With the right computer repair service, using computers at home and at work should be hassle-free allowing you to focus more on your home and business activities.

 Protecting Against Identity Theft.

 Identity theft is a horrible problem. Those whose identities are stolen must go through so much legwork just to get their lives back on track. The worst part about identity theft is the fact that so many people believe that it could never happen to them.

  In all honesty, they could be no further from the truth. More than 500,000 American citizens' identities are stolen per year, and we've written this article to provide some tips when it comes to protecting your identity.

- First and foremost, you need to make sure that you keep your social security number safe. Your credit reports and bank accounts are linked to your social security number, and if an identity thief has that information, their work is made a lot easier.

- Next, you need to regularly monitor your credit report. It contains all the information that you need when it comes to determining whether or not someone has stolen your identity. Bank statements, account closings and openings, as well as your account numbers are located on your credit report, and it can be a great tool to defend against identity theft.

- When you get offers for credit cards and bank accounts in the mail, it is important to shred them immediately. They contain information about you and if they are not properly destroyed, would-be thieves can easily send in the information to create an account for themselves, wreaking havoc upon your financial records.

  Be sure to use a shredder that employs a cross-cutting technique, as they are much more capable when it comes to destroying documents.

- Only carry credit cards and other cards with your personal information with you when it is absolutely necessary. Things happen, and you may lose your wallet or purse. You don't want to put all your eggs in one basket; a found wallet can provide an identity thief with all they need to steal your information.

 Following these steps can be a great way of protecting yourself against the perils of identity theft. It's a problem that can stick with you and your credit score for life, so it is of great importance to keep your information safe.