Identity Theft Assistance

 The global financial services company, American Express is famous for its credit card & traveler’s check businesses and for its charge cards. The Business Gold Card from American Express that offers the best card protection and services is an excellent financial tool for running a business.

Merits Of The Card

 The card is designed for the business owners, having a good credit and wanting free participation in the Membership Rewards program. This card requires the business owners to pay the full balance every month and this keeps a check on the piling up of high credit card debt. This proves very advantageous for businesses in the long run.

 The card is flexible also as its reward program has a better variety of services and merchandise than the other credit cards. Furthermore, the points you earn never expire and are limitless. The benefits this card offers are characteristic of the American Express business credit cards.

 The card helps you to save your business expenditure and comes with an annual fee. The Business Gold Card from American Express enrolls you automatically to the membership rewards program offered by the American Express.

 Your first purchase on the card lets you earn 5000 bonus reward points. After you spend $20000 on your card, you will again get 5000 membership reward points. If you spend an average of $5000 every month, you will obtain 60000 points. On your renewal of the card at the end of the first year, you will derive 10000 bonus points.

 The introductory annual percentage rate (APR), introductory APR period and the regular APR are all “n/a” as you are not allowed to carry balance over time. The first year fee-free option allows you to make a savings of $125. There are no pre-set expenditure limit and no finance charges on the card. You can easily avail of the benefits of this card, if you have an excellent credit.

Fringe Benefits

 You can easily redeem your points for the business related items, which includes entertainment events, office equipment and travel. With Business Gold Card from American Express, you can obtain unlimited points, which do not have any expiry dates. You may save your points over many years for a high-end merchandise purchase.

 The business card also provides you ongoing savings and discounts at the business establishments, like AT&T, FedEx, Hertz and Staples.

 The card offers access to savings on hotel, car and air reservations, which can be booked through the Online Business Travel Center, numerous Internet account related services, access to expense management reports that are compatible with QuickBooks.

 Business Gold Card from American Express also offers return protection, purchase protection, lost and damaged luggage insurance, emergency card replacement, identity theft assistance, travel accident insurance up to $100000, emergency check cashing and other similar services.

Emerging Technologies for the Prevention of Identity Theft

  Today, there are a number of new methods being developed to help prevent identity thieves from successfully preying on unwary victims. While some of these new technologies have sparked heated debates on personal privacy, others are based on sound forensics methods that have been in use for decades. Regardless of where you stand, chances are we'll witness the implementation of one - or all - of the following technologies in the next decade.

Fingerprint Scanning

  Even though most stores don't yet have fingerprint scanners, they are rapidly becoming less expensive and more readily available. Already, in a number of large corporations, employees clock in and sign onto their computer terminals using a scanner that compares their thumbprint to one on file. This technology could be used to help prevent identity fraud if it were installed in everything from home computers to telephones - but the expense of doing so might outweigh the potentia

Retina Scanners

  Similar to fingerprint scanners, there are also devices that can scan the retina of your eyes and match them with images on file. Even though this may seem dangerous - or more like science fiction than reality - many researchers feel that the technology is both safe and economically viable. Implementing this type of technology would also be expensive, but could be used in limited, high-risk areas like personal banking and credit requests.

Disposable Credit Card Numbers

  Some researchers have developed a chip that ensures that your credit card number changes after each transaction. Basically, this means that your credit card must always be synchronized with the bank's computer. Using this technology would prevent identity thieves that manage to steal a static card number from doing any real damage. On the other hand, this technology may not be of much use if someone manages to physically steal your credit card - depending on how the how the information is transmitted.

Implantable Radio Chips

  Many dog and cat owners are already familiar with identity chips that are implanted in their pet's ear. Typically, these chips transmit information to a GPS system, which reveals where the animal is should it be lost or stolen. Similarly, implantable chips for humans can do everything from store medical information to banking codes. While this may have some benefits in terms of protecting sensitive information, there are religious groups and privacy advocates that are strongly opposed to these technologies.

  Even though identity thieves always seem to be one step ahead of their victims and law enforcement, new technologies are currently begin developed to stop them. Some of these technologies are aimed at making any information you divulge useless in the hands of a criminal, while others aim to strengthen security measures already in place. Regardless of which method becomes the takes off, it's safe to assume that we'll see some major changes in the ways transactions are handled in the coming years.

  However, it's also important to realize that technologies designed to protect your personal information can be compromised. Hackers and thieves intent on stealing your private information will more than likely find a way to get around almost any type of technology that emerges. For this reason, it's important to take steps to protect your personal information and avoid identity scams besides resorting to technological means. Being responsible with your own identity is half the battle in stopping identity theft.